Terms of use

legal notices and terms of use

Welcome to the web site of CMS Enterprises Company (CMS Enterprises).

Please review the following terms and conditions that govern your use of our web site. Please note that your use of our web site constitutes your agreement to follow and be bound by the Privacy Statement, Security Statement, legal notices and terms of use (collectively, the “Terms”).

how you may use the content on our web site

Unless otherwise noted, all text, images, graphics, photographs, video clips, designs, icons, sounds, information, data and other materials (the “content”) on CMS Enterprises’s web site are copyrights, trademarks, service marks or other intellectual property or proprietary rights owned or licensed by CMS Enterprises or its affiliates. You may use the content only for limited, internal, noncommercial, informational purposes. You may print out a single copy of the content solely for those purposes, if the copy bears all copyright, trademark, service mark and other intellectual property and proprietary notices displayed on the web page. You may not distribute, publish, transmit, modify, create derivative works from, or in any way exploit, any of the content, in whole or in part, for any purpose. Except as authorized in this paragraph, you are not being granted a license under any copyright, trademark, service mark, patent or other intellectual property or proprietary right in the content. Unless otherwise specifically indicated, under no circumstances will you obtain any rights in the products, services, processes or technology described in the content. All of those rights are retained by CMS Enterprises, its affiliates and any third party owners of those rights.

links to other web sites and references to other companies

References that we make to names, marks, products or services of third parties or hypertext links to third-party web sites or information do not constitute or imply our endorsement, sponsorship or recommendation of the third party. Unless otherwise indicated, we do not monitor or control the content of any web sites linked to or from our web site, and therefore we are not responsible for the content of any web sites linked to our web site or the terms of use or privacy practices employed by those other web sites. Content on the CMS Enterprises web site may include technical inaccuracies or typographical errors, and we are not responsible for any reliance you may place on the content. CMS Enterprises may make changes to the content and the products, services and programs described in the content at any time without notice.

browsers

CMS Enterprises does not guarantee that all browsers will correctly display this web site. CMS Enterprises continually reviews new technology and supports the industry best practices and most popular browsers; accordingly, this web site may be modified to reflect updates.

content and liability disclaimer

While CMS Enterprises uses reasonable efforts to include accurate and up-to-date information on this web site, other than as required under applicable law or regulation, CMS Enterprises makes no representations or warranties about the accuracy of the information. CMS Enterprises assumes no liability or responsibility for any errors or omission in the content of the web site. Changes may be periodically made to the information at any time, without notice. Information on this website is the most recent available on the date it was posted and CMS Enterprises specifically disclaims any duty to update. To the extent the information is contained in forward-looking statements, it is intended to fit within the safe harbor for forward-looking information and is subject to risk and other factors, detailed from time to time in CMS Enterprises' Securities and Exchange Commission filings, as well as future events and developments relating to CMS Enterprises' business, that could cause actual results to differ materially from those projected in the forward-looking statements.

THIS WEB SITE AND ALL CONTENT ARE PROVIDED “AS IS,” WITHOUT ANY WARRANTIES OF ANY KIND. CMS ENTERPRISES HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS, STATUTORY OR IMPLIED, RELATING TO THE WEB SITE OR THE CONTENT, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT, AS WELL AS ANY WARRANTY OF QUALITY, FUNCTIONALITY, ACCURACY, CURRENCY, COMPLETENESS, RELIABILITY, OPERABILITY, USE PERFORMANCE, SECURITY OR ABSENCE OF VIRUSES. YOU ASSUME ALL RESPONSIBILITY AND RISK OF LOSS RESULTING FROM THE USE OF OUR WEB SITE. Some jurisdictions may not allow for exclusion of implied warranties so some of these exclusions may not apply to you.

IN NO EVENT SHALL CMS Enterprises OR ITS SUBSIDIARIES OR AFFILIATES BE LIABLE FOR ANY DAMAGES WHATSOEVER, IN CONTRACT, TORT OR OTHERWISE, INCLUDING SPECIAL, INDIRECT, CONSEQUENTIAL, INCIDENTAL OR PUNITIVE DAMAGES OR DAMAGES FOR LOSS OF PROFITS, REVENUE, USE OR DATA ARISING OUT OF USE OF OR CONNECTED WITH THE CMS ENTERPRISES WEB SITE OR THE USE OR RELIANCE UPON INFORMATION CONTAINED IN OR ACCESSED FROM THE WEB SITE EVEN IF CMS ENTERPRISES HAS BEEN ADVISED OF THE POSSIBILITY OF THOSE DAMAGES.

trademarks

CMS Enterprises names and logos (e.g. "CMS Enterprises"), and all related product and service names, design marks or slogans are the trademarks and service marks of CMS Enterprises or its affiliates. You are not authorized to use any CMS Enterprises name or mark in any advertising, publicity or in any other commercial manner without the prior written consent of CMS Enterprises or one of its affiliates.

privacy/security

Please review our Privacy Statement and Security Statement, which also govern your use of this web site.

compliance with laws

Your access to and use of this web site is subject to all applicable international, federal, state and local laws and regulations.

modification

We may supplement these Terms at any time. You may want to visit this web page periodically to determine the current Terms to which you are bound.

applicable law

These Terms shall be governed by the laws of the State of Michigan, without regard to its conflict of law principles.

Revised December 2014